Buy a Home Without a Big Down Payment

Buy a Home Without a Big Down Payment

You don’t have a 20% down payment saved to buy a house?  A first-time home buyer doesn’t need a big down payment. In today’s competitive housing market, most sellers will not consider an offer if a pre-approval letter is not included.  Begin your home search by...
Expanded Financing for Homes with ADUs

Expanded Financing for Homes with ADUs

Monday, October 16, 2023 Have you ever considered adding an additional living unit on your property, or purchasing a home with an existing additional unit?  These types of properties are popular for generating revenue from both short-term and long-term rental. ...
Qualifying for a Reverse Mortgage

Qualifying for a Reverse Mortgage

Qualifying for a reverse mortgage requires far less documentation and fewer credit conditions than a forward mortgage.  However, there are a few important requirements that must be met. Important Requirements: Borrowers in most states must be 55 years or older. Ages...
How to Qualify for a Home Equity Loan

How to Qualify for a Home Equity Loan

As home equity increases, many homeowners are tapping into this growing source of available funds. This is particularly useful for homeowners that have a very low interest rate, since adding a home equity loan will not modify their existing mortgage rates or payments....