Home Equity and Retirement Planning

Home Equity and Retirement Planning

If you have potential gaps in your plan for retirement income, you might consider adding part of your home equity to your planning. Over the past several years home values have increased dramatically across the US.  In response to this, many retirement planners are...
Mortgage Refinance Applications Surge

Mortgage Refinance Applications Surge

A recent decrease in interest rates has spurred a significant uptick in mortgage refinance applications, according to the latest data from the Mortgage Bankers Association (MBA). While overall mortgage application volume saw a notable increase, the majority of this...
A Quick Guide to Mortgage Underwriting

A Quick Guide to Mortgage Underwriting

When applying for a mortgage, one critical step that stands between you and closing the deal is the underwriting process. The core function of underwriting is evaluating your financial standing, which determines your eligibility for a mortgage.  It is based on factors...