Record Homeowner Equity in the New Year

Record Homeowner Equity in the New Year

According to the Federal Reserve Economic Data (FRED) report, the homeowners’ equity in real estate for households in the United States topped $32.6 trillion in 2023. This is an increase of 1.3% or $425 billion from Q2 2023 and sets a new record for accumulated...
Reverse vs. Flex Mortgage

Reverse vs. Flex Mortgage

Modern reverse mortgages are a type of loan that allows most homeowners who are at least 55 years old to borrow against their home equity. Unlike a regular forward mortgage, monthly loan payments are completely optional.  Simply put, you have the flexibility to treat...
How to Make Vegan Apple Fritters

How to Make Vegan Apple Fritters

Apple fritters are one of my favorite breakfast treats. The soft and fluffy apple-filled center, contrasting with the sweet crispy outside is a great blend of textures and flavors. There are a few things you will need to make fried apple fritters on your cook-top at...
Buy a Home Without a Big Down Payment

Buy a Home Without a Big Down Payment

You don’t have a 20% down payment saved to buy a house?  A first-time home buyer doesn’t need a big down payment. In today’s competitive housing market, most sellers will not consider an offer if a pre-approval letter is not included.  Begin your home search by...