by sgomes | Jun 7, 2024 | Finance, Mortgage
When it comes to obtaining a mortgage, it’s important to understand the difference between getting pre-qualified and getting pre-approved. While these terms are often used interchangeably, they actually refer to two distinct steps in the loan approval process....
by sgomes | May 29, 2024 | Mortgage
This week we’re continuing our discussion of popular methods and common reasons to access home equity. Today we’re going to focus on Home Equity Loans vs. Home Equity Lines of Credit (HELOC) options. Home Equity Loan A home equity loan allows you to borrow a lump sum...
by sgomes | May 24, 2024 | Home Equity, Mortgage
Introduction Understanding how to access home equity is crucial for homeowners looking to leverage their property’s value for various financial needs. Second mortgages, including HELOCs, home equity loans, and cash-out refinancing, provide avenues to tap into...
by sgomes | May 17, 2024 | Finance, Mortgage
The current market for second mortgages is experiencing a significant increase in demand among homeowners. This surge in popularity is driven by various factors, including: Rising Home Values: As home values continue to increase, homeowners are finding themselves with...
by sgomes | May 10, 2024 | Finance, Mortgage Rates
Wage growth came in far below estimates according to Friday’s jobs report. Unemployment inched up in April, breaking the trend of strong jobs reports over the past year. The silver lining is that this trend is good news for mortgage rates. The U.S. economy added...
by sgomes | May 3, 2024 | Finance, Mortgage
Why are most homeowners choosing to access equity in their homes opting for a Home Equity Line of Credit (HELOC) loan? Primarily because most homeowners currently have an interest rate on their mortgages that is far lower than the current market rate. A cash-out...
by sgomes | Apr 26, 2024 | Cooking, Food
Air Fryer Chicken Parmigiana Here is the third installment of our Springtime dinner series. This is a quick, simple and tasty version of Chicken Parmigiana, (aka Chicken Parmesan), using an air-fryer instead of pan-frying. Its crispy and loaded with flavor....
by sgomes | Apr 19, 2024 | Cooking, Food
Crunchy Chili Lime Shrimp: This is the second installment of our springtime dinner series. Quick, family-friendly, and bursting with flavor, this shrimp dish comes together quickly with a flavor-packed sauce and crunchy tortilla chips. Ingredients 2 pounds uncooked...
by sgomes | Apr 12, 2024 | Cooking, Recipes
This is the first installment of our springtime dinner series. Springtime brings a delightful array of fresh ingredients, and there are plenty of delicious dinner options to choose from. Here is the first of our popular spring dinner ideas that you can prepare...
by sgomes | Apr 5, 2024 | Finance, Housing
Why are older homeowners planning to stay in their homes as they age? According to a recent survey by Redfin, the majority of baby boomers intend to remain in their current homes as they age. Here are the key findings from the February survey that was completed by...
