Teamwork. Empowerment. Positivity. Excellence

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OPTIOfinancing

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What are your mortgage financing goals?

Mortgage Rate (%)

5.5

Term (yrs)

30

Loan Amount ($):

Monthly Payment$

I was in the middle of a loan with a major bank and suddently they stalled and said they could not complete it. A friend recommended OPTIOfinancing and they were able to complete my loan quickly. Thank you!

Nancy L.

About Our Company

Why Choose OPTIOfinancing?

Teamwork. Empowerment. Positivity. Excellence. These four core values are the foundation of our mission statement. We strive to provide the highest level of service to our clients and partners.

While the concept of outstanding customer service is not new, it is our mission to continuously evolve and improve within our industry. That is why we are constantly innovating and developing ways to make the customer experience even better. Everyone is involved, ranging from our sales team, to our operations professionals, and to our management team. We invite you to experience the OPTIOfinancing advantage.

Years Of Experience

%

Satisfaction Goal

Our Core Loan Services

Home Purchase

Are you a first-time home buyer? We will guide you through the process, making sure to explain all key elements. Not your first home? Either way, our goal is to make the loan experience as easy and seamless as possible.

Fast Pre-Qualifcation and Pre-Approval processes
Counseling to make an informed decision
Easy online processes
Unquestionable integrity

Home Refinance

Need to refinance your mortgage to lower your monthly payments? We have access to some of the lowest rates in the country, and our loan specialists are trained to help you in every step of the process.

A tremendous selection of loan options
Counseling to find the right loan for YOU
Conforming, Jumbo and Non-Conforming Loans
Early rate locks available

Cash-Out Refinance

A cash-out refinance is one of several ways to turn your home’s equity into cash. Our loan specialists will work with you to help select the best loan solution for your needs.

Fast Processing
Access to multiple loan options
Easy online application
Unrivaled customer satisfaction

Reverse Mortgages

We have specialized loan officers that help our clients determine if a reverse mortgage is right for them. These types of loans are powerful tools that have multiple uses for our clients… Whether it is providing the ability to remain in your home during retirement, or accessing additional funds for a wider investment portfolio, we have packages that fit almost every need.

Refinance your current home
Purchase a new home
Setup a line of credit
Access funds immediately

End Mortgage Insurance

Mortgage insurance costs borrowers hundreds of dollars each month, and none of it is applied toward their loan balance. Our experts can provide a free analysis to see if you qualify to stop paying mortgage insurance.

Free analysis of your current loan conditions
Options for qualified buyers to stop paying mortgage insurance
Easy online processes for loans without MI or PMI
Trusted advisors to guide you through the process

Home Equity Loans and Home Equity Lines of Credit (HELOC)

One of the biggest perks of homeownership is the ability to build equity over time. You can use equity to secure low-cost funds in the form of a second mortgage – either a one-time loan or a revolving home equity line of credit (HELOC).

Expert guidance for the best loan options
Easy online applications
Fast processing
Access to some of the lowest rates in the country

“I have multiple options, but there is only one lender that I will refer my investment clients to. The team at OPTIOfinancing.”

Richard T.

Real People Ready to Assist You