Teamwork. Empowerment. Positivity. Excellence

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OPTIOfinancing

 

 

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    I was in the middle of a loan with a major bank and suddently they stalled and said they could not complete it.  A friend recommended OPTIOfinancing and they were able to complete my loan quickly.  Thank you!

    Nancy L.

    About Our Company

    Why Choose OPTIOfinancing?

    Teamwork. Empowerment. Positivity. Excellence. These four core values are the foundation of our mission statement.  We strive to provide the highest level of service to our clients and partners. 

    While the concept of outstanding customer service is not new, it is our mission to continuously evolve and improve within our industry.  That is why we are constantly innovating and developing ways to make the customer experience even better.  Everyone is involved, ranging from our sales team, to our operations professionals, and to our management team.  We invite you to experience the OPTIOfinancing advantage.

    Years Of Experience

    %

    Satisfaction Goal

    Our Core Loan Services

    Home Purchase

    Are you a first-time home buyer?  We will guide you through the process, making sure to explain all key elements.  Not your first home?  Either way, our goal is to make the loan experience as easy and seamless as possible.   

    • Fast Pre-Qualifcation and Pre-Approval processes
    • Counseling to make an informed decision
    • Easy online processes
    • Unquestionable integrity

    Home Refinance

    Need to refinance your mortgage to lower your monthly payments?   We have access to some of the lowest rates in the country, and our loan specialists are trained to help you in every step of the process. 

    • A tremendous selection of loan options
    • Counseling to find the right loan for YOU
    • Conforming, Jumbo and Non-Conforming Loans
    • Early rate locks available

    Cash-Out Refinance

    A cash-out refinance is one of several ways to turn your home’s equity into cash.  Our loan specialists will work with you to help select the best loan solution for your needs.

    • Fast Processing
    • Access to multiple loan options
    • Easy online application
    • Unrivaled customer satisfaction

    Reverse Mortgages

    We have specialized loan officers that help our clients determine if a reverse mortgage is right for them.  These types of loans are powerful tools that have multiple uses for our clients… Whether it is providing the ability to remain in your home during retirement, or accessing additional funds for a wider investment portfolio, we have packages that fit almost every need.

    • Refinance your current home
    • Purchase a new home
    • Setup a line of credit
    • Access funds immediately

     End Mortgage Insurance

    Mortgage insurance costs borrowers hundreds of dollars each month, and none of it is applied toward their loan balance.  Our experts can provide a free analysis to see if you qualify to stop paying mortgage insurance.

    • Free analysis of your current loan conditions
    • Options for qualified buyers to stop paying mortgage insurance
    • Easy online processes for loans without MI or PMI
    • Trusted advisors to guide you through the process

    Home Equity Loans and Home Equity Lines of Credit (HELOC)

    One of the biggest perks of homeownership is the ability to build equity over time. You can use equity to secure low-cost funds in the form of a second mortgage – either a one-time loan or a revolving home equity line of credit (HELOC).

    • Expert guidance for the best loan options
    • Easy online applications
    • Fast processing
    • Access to some of the lowest rates in the country

    “I have multiple options, but there is only one lender that I will refer my investment clients to.  The team at OPTIOfinancing.”

    Richard T.

    Real People Ready to Assist You

    We Are Here To Help

    At OPTIOfinancing, we are passionate about having solutions in place even before needs arise.

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    Get Your Mortgage Quote

    Apply online, or speak directlty with one of our experienced loan specialists.

    Why Choose Us

    Among Them We’re

    Find A Loan Officer

    Our Team

    Our Staff Profiles

    Thomas Nguyen

    Broker/Loan Officer

    Pedro Garcia

    Broker/Loan Officer

    Sam Tsang

    Loan Officer

    FAQ

    Need Help? Read Popular Questions

    How Do You Qualify For A Loan?

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    A Good Lender Will Clearly Explain Mortgage?

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    Can You Get A Mortgage Without A Credit Score?

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    How Much Home Can You Afford?

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    Testimonials

    What People Are Saying About Us.

    Leslie Williamson

    Homeowners

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